Luckily, I found someone else with the same story, and read that you need the clutch assembly and the belt at the same time. One night when we started the washer, it made a metal seizing type squeal. There was smoke everywhere. After opening the washer, the belt burned through but the clutch had also seized which was the cause. Replaced both. Needle bearings were totally rusted. Must be leaking water somewhere. Just lift top, remove front cover (two screws inside the top). Prop up and secure washer. Loosen the motor bolt. Through the hole in bottom, fit socket to hex bolt on clutch. Our belt was already off as it broke in half. Remove clutch, slip new one on and make sure it goes all the way back on transmission. Place the one bolt back on. Two people are helpful here! Place new belt on grooves of motor pully (while person 2 holds the agitators still) and then work belt down and around clutch. Ours was a tight fit! Have a person pull back on motor as you tighten the one bolt you loosened. There is an in/lb rating on clutch bolt. Put washer back down and panel back together. Pretty easy repair to save tons on a new washer.
Ordered parts on a Friday at 3:05 pm, and they were delivered the next day! Excellent service!!! This saved our day!